Benefits of healthy meal delivery

The age-old question of “What do you want to eat?” can now be answered with more than an, “I don’t know,” or “You choose.” In addition, you no longer have to rely on fast food. This is important because poor … Continue reading

The age-old question of “What do you want to eat?” can now be answered with more than an, “I don’t know,” or “You choose.” In addition, you no longer have to rely on fast food. This is important because poor eating habits can lead to heart conditions, high blood pressure, and weight gain. Moreover, grocery shopping and cooking are time-consuming tasks that few want to take up when they get home from work or on the weekends. Thanks to healthy meal delivery you can have a fresh, delicious meal prepared for and brought to you.

Normally, if you would like healthy prepared meals you have to waste precious time and money going to the supermarket, picking out the right items, finding some good recipes, and then cooking the foods. However, by having all of that done for you, you will have the meals there, waiting for you when you are ready to eat. Imagine just being able to sit down to a great meal with little to no preparation involved.

In addition, by doing so, you also learn portion control as the meals that are delivered are generally set up so that you do not overeat. This will allow both your stomach and your eyes to get used to what a normal sized meal looks and feels like. Since this $1 billion industry was started on the backs of diet programs, you are sure to lose weight with ease, even if that is not your primary reason for using such services.

Companies that offer these services have menus which are not only nutritious, but also tasty. You can select from different types of menus depending on your health needs and budget considerations and these businesses make an effort to introduce new mouthwatering recipes for their consumers. Selections include vegetarian, vegan, paleo, gluten-free, dairy-free, and many others to fit your specific needs. In addition, each of these can be customized to your tastes.

If you do not think that you can afford meal delivery, weekly meals usually arrive at your door after you pay a flat fee and some cost as little as $15 per day, which is cheaper than fast food and eating out at your favorite sit down restaurants. For budget-conscious shoppers, this can easily fit into a monthly or biweekly spending plan. Additionally, by using these services, you help out the local economy, as well, since most prepare with fresh, local produce.

Many of these companies also offer catering services for your office lunch or meeting and have been known to help seniors and others who are cooking only for themselves remain healthy and on budget. If you or someone you know in the Denver area is interested in eating better, but does not have the time or the desire to cook for themselves, have them get in contact with The Prep Shop. They can choose as many or as few meals as they would like and customize them to their liking.

Why the upsurge in insurance software solutions

Technology continually changes the way the people and the world interact. Some examples include newer and smarter cars, better, easier ways to communicate, and an increase in the data available. This information can help companies improve their marketing towards consumers. … Continue reading

Technology continually changes the way the people and the world interact. Some examples include newer and smarter cars, better, easier ways to communicate, and an increase in the data available. This information can help companies improve their marketing towards consumers. Moreover, the rewards of these improvements also come with some risks, as well as issues that have yet to be addressed.

Businesses in the insurance industry are investing and replacing their casualty insurance software in order to take advantage of new features and capabilities. In many cases, these upgrades and replacements are expected to have a profound impact on as they become more widespread.

One example is the auto insurance industry. Like other insurance industries, it is vulnerable to these risks which include the fact that changes in technology have the potential to disrupt the insurance industry. Therefore, businesses in this area need to, to in a short period of time, determine how best to adapt to the ever-changing technological landscape and use it to their advantage.

Staying with the auto insurance industry, one can look at the recent surge in fully automated cars that are currently on the road or will be soon. From the insurance companies’ points of view, they must contend with how these automated technologies will impact discounts, underwriting, apportionment of liability and claims-handling procedures. Therefore, many auto insurance businesses are looking to insurance agency software solutions.

While automation is expected to reduce the frequency and severity of auto accidents and therefore shrink the number of claims and the auto insurance agency as a whole, the new technology brings with it the new problem of hacking. This can compromise the security and safety of vehicle operation.

Furthermore, the question of who is responsible if a car gets into an accident as a result of hacking, or even if there is no accident. Those working in the auto insurance agency will be looking to insurance solutions to help answer these questions.

As automation becomes more prevalent, auto insurance agents are currently dealing with the increasingly common problem of distracted driving. The auto industry blames the advent of the smartphone, and with good reason. At any given moment, over 660,000 drivers are using some sort of electronic devices while driving.

Another way that insurance companies, specifically auto insurance agencies use insurance software is data collection.  By compiling large amounts of consumer information insurance companies can engage in predictive modeling, specifically in the areas of underwriting, pricing and claims handling.

However, while this data can help with price optimization through the ability to drill down into more specific segments of the population, and even market to particular individuals based on their consumer activity, it also comes with a downside. Insurance companies could face potential discrimination claims based on demographics that are used to drive the pricing of certain insurance products. Specifically, regulators are concerned that certain big data may be compared with prohibited rating factors. Therefore, insurance regulators need to continue to focus on regulating the use of big data and price optimization.

 

The next big thing: solar residential roofing

In 2012 alone, the U.S. solar market grew by over 75% because Americans are becoming more environmentally conscious. Solar-powered residential roofing is among one of the most popular items in this industry. While it may seem costly upfront, solar roof … Continue reading

In 2012 alone, the U.S. solar market grew by over 75% because Americans are becoming more environmentally conscious. Solar-powered residential roofing is among one of the most popular items in this industry. While it may seem costly upfront, solar roof tiles have made solar power even more affordable and accessible.

 

Solar roof tiles which are also known as solar shingles are thin sheets that can replace or lay on top of existing shingles. Therefore, roof repair is not necessarily needed in order to install them and just like solar panels, solar roof shingles capture energy from sunlight and can be installed in any climate or environment.

Standard installation requires around 350 tiles and can cut the average utility bill by 40 to 70%. However, you will also need to purchase an energy inverter kit in order to harness the power captured by the cells and unlike traditional solar panels, they cannot be adjusted to the best angle for sunlight exposure.

Solar shingles are created to function during variable weather. Moreover, if the weather becomes cloudy or you need extra power at night, you can utilize the current power grid as a backup.  When your power needs exceed the roof’s abilities, for that period of time, the system reverts to the power grid. In addition, when you have excess power, it flows back to the power grid and you could see your meter move backward. You can save over $100 a month on your utility bill through the use of these solar roof tiles.

Furthermore, since there is no fuel to burn, there are no emissions from these roofs. They provide a pollution-free power system, which, in turn, lessens the impact your home has on the environment.

Homes with solar power sell an average of 20% faster and for 17% more money. Additionally, you will get over 30% of the total system costs back which includes both equipment and installation through tax credits and rebates. This means you would save an average of $7,500 on a solar system worth around $25,000. If you combine these savings with state and local rebates, which are also known Solar Renewable Energy Credits (SRECs), your total installation and equipment costs can be cut in half.

If you do not have the money upfront to install solar tiles as part of your residential roof repair, you can choose to finance your solar panels through a “pay-as-you-go” financing option. When you choose to do this, a third-party company, usually the solar provider owns the solar system and therefore takes care of installation costs, as well as maintenance, monitoring, and repairs. You pay them for the electricity you use which is much less than you would pay the regular utility company. As of June 2013, 75% of all American homes have access to pay-as-you-go solar.

However, if you choose to pay cash through the use of a second mortgage or home equity line of credit, the payback period is in many cases less than ten years. This is before the monthly savings in lower electricity costs and results in more long-term savings.

Attorneys and virtual office space

So, you recently passed the bar and have determined the type of law that you want to practice. Since you are just starting out and probably have student loans to pay off, you do not have enough money to rent … Continue reading

So, you recently passed the bar and have determined the type of law that you want to practice. Since you are just starting out and probably have student loans to pay off, you do not have enough money to rent dedicated office space. Therefore, you choose to work out of your home. However, you do have other options.

You will find more success if you choose either an executive office or a virtual office. These offices help to keep costs down while also giving you a professional place to meet with clients, a business address, and many other amenities.

 

A virtual office provides address services, communication, and on-demand physical office space to entrepreneurs and others with fledgling businesses. You can also get access to shared office space where attorneys and other professionals can use a conference room, the office equipment including phones and copiers, have mail received at the virtual office address, and have access to a receptionist. You can choose the amenities that you need and change them up as your business grows.

 

Furthermore, places that offer virtual office space often have fully stocked kitchens with snacks, sodas, and coffee for both you and your clients and are usually easily accessible either near expressways or mass transportation or both. These offices are designed to impress all who enter and make your firm look more professional, give your firm an identity that makes prospective clients confidence that they chose the right lawyer. As one attorney put it, “My virtual office is in a well-known building which changes the way you are perceived, among clients, and your perception among other attorneys.”

 

Your other choice, though a bit more expensive, may also be of interest to you, especially as your firm grows. It is known as the executive office suite. It has similar amenities as the virtual office, except you have a dedicated office. While you do not have to be there every day, you know it is there if you need it. You also get the mailing address, conference room, kitchen, and receptionist to answer calls, greet guests, and take in the mail, just on a more consistent basis.

 

Often since these arrangements force you to share workspace, they can also generate referrals. Therefore, it becomes a lucrative proposition. This is especially true if you share the space with someone in a similar business. For example, if you are a real estate attorney, you should see if there are any agents in the building or if you are a family law attorney find an immigration or criminal defense attorney to team up with.

 

The possibilities are endless. However, you have to get out and check it out. Remember to ask what is included in the price and what is extra. Often times you can pay for administrative assistance on an as needed basis. You should also ask if the others in the building are friendly or if they keep to themselves. While you are there to get work done, you also want to generate leads. Good luck.